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Re: What new car to buy (for me) [message #282594 is a reply to message #248947]

Wed, 05 September 2007 10:35

Crimson
Messages: 7430
Registered: February 2003
Location: Phoenix, AZ

Karma:

General (5 Stars)
ADMINISTRATOR

Leasing is for people who always want to be driving a new car and can afford to always have a car payment. You'll never own a car outright, but you'll get into new cars more often than owning them. You also shouldn't lease if you drive more than 12,000-15,000 miles each year.

Sure, it's not SENSIBLE, but not everyone wants to drive a car into the ground and deal with costly repairs once the warranty is up and the mileage gets high. Leasing puts you in a new car with a warrant every few years.

Compare this:
I bought my car for an original loan amount of something like $32k. This was a $719/month payment for a 6 year loan. (I actually got a pretty good deal overall considering I have about $2000 upside-down on my previous car, I purchased extra warranty extensions, and once you add in all the taxes and licensing fees, the car's sticker price was $32k, so I got then to take a good chunk of it off in negotiation.

Anyway, I refinanced about 18 months ago to bring my payment down to $641/month. Now I've had the car since May 2004 and I currently owe about $20k on it. The Blue Book price, if I bought the car from a dealership (meaning it would be dent-free and inspected/fixed and certified) is about $18k. So I'm still upside-down after 39 months of payments.

But if I LEASED for 39 months (which is a strange, but common lease term, and the same one Blazer got) then I am guaranteed NOT to be upside-down AND I can turn the car in and start over with a new one. The only way you could still owe money on a lease return is if you turn it in damaged or go over your allowed miles.

I'm the bawss.

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[Message index]

		What new car to buy (for me) By: Blazer on Fri, 09 March 2007 12:39
		Re: What new car to buy (for me) By: EvilWhiteDragon on Fri, 09 March 2007 12:51
		Re: What new car to buy (for me) By: Blazer on Fri, 09 March 2007 13:56
		Re: What new car to buy (for me) By: EvilWhiteDragon on Fri, 09 March 2007 14:06
		Re: What new car to buy (for me) By: luv2pb on Fri, 09 March 2007 14:34
		Re: What new car to buy (for me) By: MexPirate on Fri, 09 March 2007 14:45
		Re: What new car to buy (for me) By: Blazer on Fri, 09 March 2007 14:46
		Re: What new car to buy (for me) By: EvilWhiteDragon on Fri, 09 March 2007 15:15
		Re: What new car to buy (for me) By: SeargentSarg on Fri, 09 March 2007 15:34
		Re: What new car to buy (for me) By: EvilWhiteDragon on Fri, 09 March 2007 15:36
		Re: What new car to buy (for me) By: Blazer on Fri, 09 March 2007 17:16
		Re: What new car to buy (for me) By: jnz on Fri, 09 March 2007 15:55
		Re: What new car to buy (for me) By: Goztow on Fri, 09 March 2007 16:49
		Re: What new car to buy (for me) By: Blazer on Fri, 09 March 2007 17:18
		Re: What new car to buy (for me) By: Ryu on Fri, 09 March 2007 17:20
		Re: What new car to buy (for me) By: Blazer on Fri, 09 March 2007 17:52
		Re: What new car to buy (for me) By: SlikRik on Fri, 09 March 2007 17:58
		Re: What new car to buy (for me) By: Zion on Fri, 09 March 2007 18:34
		Re: What new car to buy (for me) By: Blazer on Sat, 10 March 2007 02:15
		Re: What new car to buy (for me) By: Aprime on Sat, 10 March 2007 17:58
		Re: What new car to buy (for me) By: Apache on Fri, 09 March 2007 19:47
		Re: What new car to buy (for me) By: Blazer on Sat, 10 March 2007 03:39
		Re: What new car to buy (for me) By: Renx on Fri, 09 March 2007 23:01
		Re: What new car to buy (for me) By: puddle_splasher on Sat, 10 March 2007 00:02
		Re: What new car to buy (for me) By: Blazer on Sat, 10 March 2007 02:18
		Re: What new car to buy (for me) By: jonwil on Fri, 09 March 2007 23:50
		Re: What new car to buy (for me) By: Goztow on Sat, 10 March 2007 03:43
		Re: What new car to buy (for me) By: Blazer on Sat, 10 March 2007 05:21
		Re: What new car to buy (for me) By: MexPirate on Sat, 10 March 2007 05:48
		Re: What new car to buy (for me) By: Blazer on Sat, 10 March 2007 17:55
		Re: What new car to buy (for me) By: jonwil on Sat, 10 March 2007 06:51
		Re: What new car to buy (for me) By: Apache on Sat, 10 March 2007 10:48
		Re: What new car to buy (for me) By: EvilWhiteDragon on Sat, 10 March 2007 12:00
		Re: What new car to buy (for me) By: JohnDoe on Sat, 10 March 2007 13:29
		Re: What new car to buy (for me) By: Apache on Sun, 11 March 2007 09:07
		Re: What new car to buy (for me) By: JohnDoe on Sun, 11 March 2007 14:28
		Re: What new car to buy (for me) By: JohnDoe on Sat, 10 March 2007 08:17
		Re: What new car to buy (for me) By: jonwil on Sat, 10 March 2007 20:51
		Re: What new car to buy (for me) By: EvilWhiteDragon on Sun, 11 March 2007 03:37
		Re: What new car to buy (for me) By: idebo on Sun, 11 March 2007 04:24
		Re: What new car to buy (for me) By: EvilWhiteDragon on Sun, 11 March 2007 08:26
		Re: What new car to buy (for me) By: idebo on Sun, 11 March 2007 13:19
		Re: What new car to buy (for me) By: EvilWhiteDragon on Sun, 11 March 2007 15:53
		Re: What new car to buy (for me) By: CarrierII on Sun, 11 March 2007 11:07
		Re: What new car to buy (for me) By: Blazer on Sun, 11 March 2007 18:50
		Re: What new car to buy (for me) By: EvilWhiteDragon on Mon, 12 March 2007 14:12
		Re: What new car to buy (for me) By: c0vert7 on Sun, 11 March 2007 19:11
		Re: What new car to buy (for me) By: Aprime on Sun, 11 March 2007 21:55
		Re: What new car to buy (for me) By: Goztow on Mon, 12 March 2007 00:53
		Re: What new car to buy (for me) By: Crimson on Tue, 13 March 2007 13:30
		Re: What new car to buy (for me) By: EvilWhiteDragon on Tue, 13 March 2007 14:15
		Re: What new car to buy (for me) By: luv2pb on Wed, 14 March 2007 10:21
		Re: What new car to buy (for me) By: c0vert7 on Tue, 13 March 2007 21:05
		Re: What new car to buy (for me) By: Blazer on Wed, 14 March 2007 02:09
		Re: What new car to buy (for me) By: Renerage on Wed, 14 March 2007 02:12
		Re: What new car to buy (for me) By: Aprime on Wed, 14 March 2007 14:10
		Re: What new car to buy (for me) By: Spice on Wed, 14 March 2007 06:57
		Re: What new car to buy (for me) By: jonwil on Wed, 14 March 2007 07:52
		Re: What new car to buy (for me) By: EvilWhiteDragon on Wed, 14 March 2007 08:39
		Re: What new car to buy (for me) By: Crimson on Wed, 14 March 2007 10:25
		Re: What new car to buy (for me) By: CarrierII on Wed, 14 March 2007 12:24
		Re: What new car to buy (for me) By: Crimson on Wed, 14 March 2007 13:40
		Re: What new car to buy (for me) By: Jecht on Wed, 14 March 2007 12:24
		Re: What new car to buy (for me) By: CarrierII on Wed, 14 March 2007 14:04
		Re: What new car to buy (for me) By: Blazer on Wed, 14 March 2007 15:48
		Re: What new car to buy (for me) By: genetix on Wed, 14 March 2007 18:37
		Re: What new car to buy (for me) By: DarkDemin on Wed, 14 March 2007 20:18
		Re: What new car to buy (for me) By: Blazer on Wed, 14 March 2007 22:54
		Re: What new car to buy (for me) By: drunkill on Thu, 15 March 2007 00:46
		Re: What new car to buy (for me) By: OWA on Thu, 15 March 2007 03:09
		Re: What new car to buy (for me) By: msgtpain on Thu, 15 March 2007 07:53
		Re: What new car to buy (for me) By: warranto on Thu, 15 March 2007 09:20
		Re: What new car to buy (for me) By: Romaner on Thu, 15 March 2007 11:53
		Re: What new car to buy (for me) By: msgtpain on Thu, 15 March 2007 13:40
		Re: What new car to buy (for me) By: Blazer on Thu, 15 March 2007 13:54
		Re: What new car to buy (for me) By: c0vert7 on Thu, 15 March 2007 16:36
		Re: What new car to buy (for me) By: Aprime on Sun, 18 March 2007 19:23
		Re: What new car to buy (for me) By: Blazer on Thu, 15 March 2007 22:57
		Re: What new car to buy (for me) By: Romaner on Fri, 16 March 2007 07:38
		Re: What new car to buy (for me) By: c0vert7 on Fri, 16 March 2007 14:39
		Re: What new car to buy (for me) By: c0vert7 on Sun, 18 March 2007 20:26
		Re: What new car to buy (for me) By: Aprime on Sun, 18 March 2007 21:36
		Re: What new car to buy (for me) By: c0vert7 on Mon, 19 March 2007 16:26
		Re: What new car to buy (for me) By: Goztow on Tue, 20 March 2007 01:06
		Re: What new car to buy (for me) By: Blazer on Tue, 31 July 2007 00:51
		Re: What new car to buy (for me) By: Goztow on Tue, 31 July 2007 01:52
		Re: What new car to buy (for me) By: Viking on Tue, 31 July 2007 01:06
		Re: What new car to buy (for me) By: Goztow on Tue, 31 July 2007 01:54
		Re: What new car to buy (for me) By: Sir Kane on Tue, 31 July 2007 04:57
		Re: What new car to buy (for me) By: EvilWhiteDragon on Tue, 31 July 2007 17:12
		Re: What new car to buy (for me) By: Oblivion165 on Tue, 31 July 2007 05:33
		Re: What new car to buy (for me) By: Goztow on Tue, 31 July 2007 06:20
		Re: What new car to buy (for me) By: R3N3G1DE on Tue, 31 July 2007 06:28
		Re: What new car to buy (for me) By: Romaner on Tue, 31 July 2007 08:32
		Re: What new car to buy (for me) By: Blazer on Tue, 31 July 2007 09:35
		Re: What new car to buy (for me) By: Oblivion165 on Tue, 31 July 2007 10:01
		Re: What new car to buy (for me) By: sadukar09 on Tue, 31 July 2007 14:16
		Re: What new car to buy (for me) By: R3N3G1DE on Tue, 31 July 2007 14:24
		Re: What new car to buy (for me) By: Creed3020 on Tue, 31 July 2007 16:55
		Re: What new car to buy (for me) By: sadukar09 on Tue, 31 July 2007 17:50
		Re: What new car to buy (for me) By: EvilWhiteDragon on Wed, 01 August 2007 05:48
		Re: What new car to buy (for me) By: Blazer on Tue, 31 July 2007 18:21
		Re: What new car to buy (for me) By: luv2pb on Tue, 31 July 2007 18:28
		Re: What new car to buy (for me) By: Blazer on Tue, 31 July 2007 18:37
		Re: What new car to buy (for me) By: R3N3G1DE on Tue, 31 July 2007 19:41
		Re: What new car to buy (for me) By: Doitle on Tue, 31 July 2007 21:32
		Re: What new car to buy (for me) By: Blazer on Tue, 31 July 2007 22:09
		Re: What new car to buy (for me) By: Oblivion165 on Tue, 31 July 2007 21:59
		Re: What new car to buy (for me) By: Blazer on Tue, 31 July 2007 22:03
		Re: What new car to buy (for me) By: Doitle on Tue, 31 July 2007 22:08
		Re: What new car to buy (for me) By: Oblivion165 on Tue, 31 July 2007 22:22
		Re: What new car to buy (for me) By: DarkDemin on Tue, 31 July 2007 22:19
		Re: What new car to buy (for me) By: Goztow on Tue, 31 July 2007 23:37
		Re: What new car to buy (for me) By: sadukar09 on Wed, 01 August 2007 05:04
		Re: What new car to buy (for me) By: Doitle on Wed, 01 August 2007 05:39
		Re: What new car to buy (for me) By: trooprm02 on Wed, 01 August 2007 06:57
		Re: What new car to buy (for me) By: Crimson on Wed, 01 August 2007 11:42
		Re: What new car to buy (for me) By: sadukar09 on Wed, 01 August 2007 11:52
		Re: What new car to buy (for me) By: Blazer on Wed, 01 August 2007 12:54
		Re: What new car to buy (for me) By: pd2simy on Wed, 01 August 2007 18:04
		Re: What new car to buy (for me) By: trooprm02 on Thu, 02 August 2007 07:12
		Re: What new car to buy (for me) By: EvilWhiteDragon on Fri, 03 August 2007 02:51
		Re: What new car to buy (for me) By: Muad Dib15 on Thu, 02 August 2007 16:42
		Re: What new car to buy (for me) By: Romaner on Fri, 03 August 2007 07:38
		Re: What new car to buy (for me) By: Muad Dib15 on Fri, 03 August 2007 16:15
		Re: What new car to buy (for me) By: Blazer on Sat, 04 August 2007 05:20
		Re: What new car to buy (for me) By: Aprime on Sat, 04 August 2007 06:19
		Re: What new car to buy (for me) By: Oblivion165 on Sat, 04 August 2007 08:40
		Re: What new car to buy (for me) By: Aprime on Sat, 04 August 2007 13:16
		Re: What new car to buy (for me) By: Oblivion165 on Sat, 04 August 2007 13:21
		Re: What new car to buy (for me) By: Blazer on Sat, 04 August 2007 19:47
		Re: What new car to buy (for me) By: Aprime on Sun, 05 August 2007 12:42
		Re: What new car to buy (for me) By: AoBfrost on Sat, 04 August 2007 21:53
		Re: What new car to buy (for me) By: EvilWhiteDragon on Sun, 05 August 2007 01:47
		Re: What new car to buy (for me) By: Goztow on Sun, 05 August 2007 09:54
		Re: What new car to buy (for me) By: Doitle on Sun, 05 August 2007 11:03
		Re: What new car to buy (for me) By: EvilWhiteDragon on Sun, 05 August 2007 12:32
		Re: What new car to buy (for me) By: Oblivion165 on Sun, 05 August 2007 11:15
		Re: What new car to buy (for me) By: z310 on Sun, 05 August 2007 11:46
		Re: What new car to buy (for me) By: Aprime on Sun, 05 August 2007 12:44
		Re: What new car to buy (for me) By: Oblivion165 on Sun, 05 August 2007 12:40
		Re: What new car to buy (for me) By: z310 on Sun, 05 August 2007 12:59
		Re: What new car to buy (for me) By: Oblivion165 on Sun, 05 August 2007 13:00
		Re: What new car to buy (for me) By: Sn1per74* on Sun, 05 August 2007 13:07
		Re: What new car to buy (for me) By: z310 on Sun, 05 August 2007 13:07
		Re: What new car to buy (for me) By: Oblivion165 on Sun, 05 August 2007 13:16
		Re: What new car to buy (for me) By: AoBfrost on Sun, 05 August 2007 19:48
		Re: What new car to buy (for me) By: Aprime on Mon, 06 August 2007 09:59
		Re: What new car to buy (for me) By: Doitle on Mon, 06 August 2007 04:51
		Re: What new car to buy (for me) By: AoBfrost on Mon, 06 August 2007 09:31
		Re: What new car to buy (for me) By: Crimson on Mon, 06 August 2007 10:11
		Re: What new car to buy (for me) By: Goztow on Mon, 06 August 2007 11:58
		Re: What new car to buy (for me) By: AoBfrost on Mon, 06 August 2007 12:29
		Re: What new car to buy (for me) By: pd2simy on Tue, 07 August 2007 23:23
		Re: What new car to buy (for me) By: Aprime on Mon, 06 August 2007 10:15
		Re: What new car to buy (for me) By: Blazer on Mon, 06 August 2007 14:26
		Re: What new car to buy (for me) By: Aprime on Mon, 06 August 2007 14:49
		Re: What new car to buy (for me) By: AoBfrost on Mon, 06 August 2007 16:09
		Re: What new car to buy (for me) By: jimmyny on Mon, 06 August 2007 17:18
		Re: What new car to buy (for me) By: Crimson on Mon, 06 August 2007 18:18
		Re: What new car to buy (for me) By: Aprime on Mon, 06 August 2007 17:47
		Re: What new car to buy (for me) By: z310 on Mon, 06 August 2007 18:28
		Re: What new car to buy (for me) By: AoBfrost on Mon, 06 August 2007 19:21
		Re: What new car to buy (for me) By: Aprime on Tue, 07 August 2007 05:57
		Re: What new car to buy (for me) By: AoBfrost on Tue, 07 August 2007 11:34
		Re: What new car to buy (for me) By: Aprime on Tue, 07 August 2007 15:24
		Re: What new car to buy (for me) By: AoBfrost on Tue, 07 August 2007 18:17
		Re: What new car to buy (for me) By: Blazer on Tue, 07 August 2007 19:08
		Re: What new car to buy (for me) By: AoBfrost on Tue, 07 August 2007 20:21
		Re: What new car to buy (for me) By: nikki6ixx on Tue, 07 August 2007 23:30
		Re: What new car to buy (for me) By: Aprime on Wed, 08 August 2007 09:32
		Re: What new car to buy (for me) By: nikki6ixx on Wed, 08 August 2007 14:30
		Re: What new car to buy (for me) By: Aprime on Wed, 08 August 2007 15:58
		Re: What new car to buy (for me) By: Aprime on Thu, 09 August 2007 14:19
		Re: What new car to buy (for me) By: pd2simy on Fri, 10 August 2007 20:47
		Re: What new car to buy (for me) By: nikki6ixx on Sat, 11 August 2007 13:42
		Re: What new car to buy (for me) By: Aprime on Fri, 10 August 2007 20:58
		Re: What new car to buy (for me) By: DyingCell on Fri, 17 August 2007 20:33
		Re: What new car to buy (for me) By: Blazer on Fri, 17 August 2007 23:26
		Re: What new car to buy (for me) By: Aprime on Sun, 19 August 2007 01:52
		Re: What new car to buy (for me) By: superj69 on Fri, 17 August 2007 20:36
		Re: What new car to buy (for me) By: DyingCell on Sat, 18 August 2007 22:33
		Re: What new car to buy (for me) By: nikki6ixx on Sun, 19 August 2007 01:11
		Re: What new car to buy (for me) By: Blazer on Mon, 20 August 2007 16:49
		Re: What new car to buy (for me) By: Goztow on Tue, 21 August 2007 00:01
		Re: What new car to buy (for me) By: Aprime on Tue, 21 August 2007 14:45
		Re: What new car to buy (for me) By: Romaner on Tue, 21 August 2007 16:04
		Re: What new car to buy (for me) By: Muad Dib15 on Tue, 21 August 2007 09:44
		Re: What new car to buy (for me) By: Aprime on Tue, 21 August 2007 16:22
		Re: What new car to buy (for me) By: Goztow on Tue, 21 August 2007 23:48
		Re: What new car to buy (for me) By: Aprime on Wed, 22 August 2007 00:47
		Re: What new car to buy (for me) By: Goztow on Wed, 22 August 2007 01:32
		Re: What new car to buy (for me) By: Aprime on Wed, 22 August 2007 03:51
		Re: What new car to buy (for me) By: Goztow on Wed, 22 August 2007 04:15
		Re: What new car to buy (for me) By: Aprime on Wed, 22 August 2007 05:26
		Re: What new car to buy (for me) By: Goztow on Wed, 22 August 2007 07:48
		Re: What new car to buy (for me) By: Starbuzz on Wed, 22 August 2007 11:03
		Re: What new car to buy (for me) By: Aprime on Wed, 22 August 2007 18:03
		Re: What new car to buy (for me) By: Blazer on Sun, 02 September 2007 19:38
		Re: What new car to buy (for me) By: z310 on Sun, 02 September 2007 20:00
		Re: What new car to buy (for me) By: nikki6ixx on Sun, 02 September 2007 20:19
		Re: What new car to buy (for me) By: Blazer on Sun, 02 September 2007 20:28
		Re: What new car to buy (for me) By: Romaner on Sun, 02 September 2007 20:51
		Re: What new car to buy (for me) By: Blazer on Mon, 03 September 2007 02:22
		Re: What new car to buy (for me) By: Aprime on Mon, 03 September 2007 15:44
		Re: What new car to buy (for me) By: Blazer on Tue, 04 September 2007 05:04
		Re: What new car to buy (for me) By: Aprime on Tue, 04 September 2007 05:32
		Re: What new car to buy (for me) By: nikki6ixx on Tue, 04 September 2007 15:18
		Re: What new car to buy (for me) By: luv2pb on Tue, 04 September 2007 18:37
		Re: What new car to buy (for me) By: Crimson on Tue, 04 September 2007 20:24
		Re: What new car to buy (for me) By: nikki6ixx on Tue, 04 September 2007 22:21
		Re: What new car to buy (for me) By: Romaner on Tue, 04 September 2007 22:34
		Re: What new car to buy (for me) By: Aprime on Wed, 05 September 2007 06:48
		Re: What new car to buy (for me) By: AoBfrost on Wed, 05 September 2007 06:53
		Re: What new car to buy (for me) By: nikki6ixx on Wed, 05 September 2007 09:47
		Re: What new car to buy (for me) By: Crimson on Wed, 05 September 2007 10:35
		Re: What new car to buy (for me) By: Romaner on Wed, 05 September 2007 12:32
		Re: What new car to buy (for me) By: Crimson on Wed, 05 September 2007 12:44
		Re: What new car to buy (for me) By: Romaner on Wed, 05 September 2007 13:36
		Re: What new car to buy (for me) By: Aprime on Wed, 05 September 2007 19:37
		Re: What new car to buy (for me) By: Blazer on Fri, 07 September 2007 01:54
		Re: What new car to buy (for me) By: Starbuzz on Fri, 07 September 2007 02:34
		Re: What new car to buy (for me) By: nikki6ixx on Fri, 07 September 2007 09:11
		Re: What new car to buy (for me) By: luv2pb on Fri, 07 September 2007 14:15
		Re: What new car to buy (for me) By: Blazer on Sat, 08 September 2007 02:54

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